April 2008
Has the Time Come for Debt Consolidation Counseling?
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Debt consolidation may take many forms. There are...
Bad Credit Debt Consolidation Loans - Save Money and Reduce Debt
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Debt consolidation loans can save you mon...
Payday Loans or Cash Advance Loans - Useful After a Bankruptcy
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
Payday loans, also known as cash...
Debt Consolidation Secured Loans: A Race to Your Debt Free Future
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
A debt consolidation secured loan is part...
March 2008
Debt Consolidation and Credit Repair
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Begin The Debt Consolidation Process Today
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Unsecured Debt Consolidation - Tips for Getting a No-Collateral Loan
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Getting an unsecured debt consolidation i...
Debt Consolidation Loans for Unemployed - Preparing for an End to Debts
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
February 2008
Bankruptcy as a Debt Management Solution: Why Do so Many of Us Have so Much Debt?
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
In 2004, 1,562,174 Americans sought protection from creditors through bankruptcy court - a per capita ...
Bad Credit Debt Consolidation Help
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Do It Yourself Bankruptcy - Some Things to Know First
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
A Debt Consolidation Loan Can Give You Back Your Freedom
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
The number of people who are engulfed by debt trap is increasing. When people start taking out loan, they do n...
January 2008
Bankruptcy - is This Your only Way Out?
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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Unsecured Debt Consolidation Loans - Debt Reduction without Using Collateral
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Eliminating debt is not an easy task. For th...
What to Consider when Filing for Personal Bankruptcy
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
President Bush in April signed into law The Bankruptcy Abuse and Consumer Protection Act. This bill promises many changes to law, and ...
Bankruptcy Tips And Helpful Alternatives
Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts.
Before you file bankruptcy, it is a good idea to look into other alternatives if at all possible. N...
Available Bankruptcy Options
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
The laws regarding bankruptcy have...
Bankruptcy Law and How to Get Your Credit Back
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Personal Bankruptcy what is it?
Personal Bankruptcy is legal procedures that enables a debtor to for the time being or lastingly avoid paying some of their personal debt unp...
IVA - An Alternative to Bankruptcy
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Bankruptcy in the UK is on the increase. The most recent figures from the DTI show that in the third quarter of 2005 personal bankruptcies rose by 32% and as many as 12,256 p...
December 2007
Credit Counseling vs. Debt Consolidation - Which is Right for Me?
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Debt consolidation and credit counseling ...
Working your Way Back to a Financially Secure Future with Debt Consolidation
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
When you cannot seem to get your finances un...
Finding an Alternative to Bankruptcy
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Bankruptcy can have serious, long term effec...
